Home Energy Scotland Grant and Loan
Scotland's own scheme for homeowners. It combines a heat pump grant with an optional interest-free loan, so you can spread the rest of the cost.
How much you get
Grant part only. Rural and island homes can get up to £9,000; the loan comes on top.
The calculation is indicative. The scheme manager decides.
How to get the grant
Call Home Energy Scotland
A free adviser checks what you can get.
Apply
Apply before any work starts and wait for your offer.
Install
Have the heat pump fitted by an MCS certified installer.
Claim
Send the invoice and MCS certificate; the grant is then paid out.
What you need to know
Who can apply
- You own and live in the home
- It is an existing home in Scotland and your only or main residence
- No income test — benefits are not required
- MCS certified installer and MCS certified products
- Works follow the recommendations of your EPC or home report
What you will need
- Energy Performance Certificate (EPC) or Home Energy Scotland report
- Quote from an MCS certified installer
- Proof of ownership
- Invoice and MCS certificate after installation
What you ask us
Do I have to take the loan?
No, the loan is optional.
Can I use it with the Boiler Upgrade Scheme?
No — the Boiler Upgrade Scheme covers only England and Wales.
We will help you with the grant
We design the heat pump for your home, calculate the savings and the price after the grant, and help you with the application.
FREE QUOTESource: Home Energy Scotland / Energy Saving Trust, October 2026. Conditions may change — check homeenergyscotland.org.
Sources: Home Energy Scotland — Grants and loans · MCS — Home Energy Scotland Grant and Loan